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shailendra

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Joined: 08 Jun 2005
Posts: 10
Location: Pune

PostPosted: Mon Jul 11, 2005 1:59 pm
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Hi,
Can anyone tell me about Vision + software? It is used in handling credit card's account. Anything on it is appreciable.

Regards,
Shailendra
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rajivtechno

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Joined: 05 Apr 2005
Posts: 17
Location: Bangalore

PostPosted: Thu Sep 22, 2005 11:57 am
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hi
vision plus is software for credit card . it has 9 modlues
1) CMS
2)FAS
3)CTA
4)CDM
5)LTS
6)MBS
7)TRAMS
8)ITS
9) ASM
CMS IS THE HEART OF ALL THESE MODULES. FAS IS FOR AUTHORIZATION PURPOSE. CTA IS FOR COLLECTION. CDM IS FOR NEW ACCOUNTS.
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rajivtechno

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Joined: 05 Apr 2005
Posts: 17
Location: Bangalore

PostPosted: Thu Sep 22, 2005 12:16 pm
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VisionPLUS, incorporating the features from the Cardpac
system, was the software to handle retail, bankcard and
consumer loans, all in one system.

VisionPLUS - Modules

Account Service Management (ASM)
- Customer Service

Credit Decision Management (CDM)
- Application Processing

Credit Management System (CMS)
- Account Processing ?engine?

Collections Tracking and Analysis (CTA)
- Tracking and recovery of dues

Financial Authorization System (FAS)
- Authorizations

Interchange Tracking System (ITS)
- Chargebacks

Letter System (LTS)
- Letter printing

Merchant Bankcard System (MBS)
- Retail and Merchant acquiring


Security Sub-systems (SS)
- Sign-on profile

Transaction Management System (TRAMS)
- Processing, and routing of transactions

TRAMS/AG
- Application Generator (PC based)



cdm

Product designed to help in deciding whether to extend
credit to an applicant.

Three possible outcomes are
- Automatically approved
- Automatically declined
- Automatically queued for operator decision

cms

New account setup
- Adding new customer to the system using interface
from CDM or directly thru on-line screen..

Assigning credit limits
- Assigning credit limits to new accounts automatically.
- Changing Credit Limit periodically.

Tracking account activity
- Viewing account transactions and history.
- Tagging the accounts that qualifies to go to collection.
Managing account activity
- Financial adjustments
- Changing customer information
- Controlling authorization, statement production,
reporting, transaction posting , billing details, financial
charges, charge off etc.

Account transfer
- Transferring of account to a new account.

Frequent Shopper program
- Bonus points accumulation and redemption.

fas
Online Authorization System

Authorize transactions online in real time file update

Virtually 24 hours Service and 7 days a week

Immediate response to authorization inquiries

Support for both issuer and acquirer processing

Support for Private label, Mastercard, Visa and
Europay transactions

asm

Online, real time software product to enhance
customer services

Provides performance-level reporting for management


lts
Online, software product to enhance designed to
generate letter through use of online screens and batch
processing

CTA
Online, software product for tracking and analyzing
collections

Allows flexible priority queuing of accounts for follow-
up and reporting

Used for debt recovery

its
Product which provides functions necessary for
processing Visa and Mastercard issuer interchange
transaction.

Interfaces with TRAMS and CMS.

TRAMS
TRAMS is a front-end processing and routing mechanism
for transactions for both monetary and non-monetary.

Ability to receive transactions from multiple sources and
interfaces with multiple application end points.

Provides storage and reporting function.
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